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Frequently Asked Questions

We know insurance can feel complicated, so we've gathered the most common questions we receive to make it easier. If you don't see your question here, we're just a message away. 

What types of insurance do you help with?

We specialize in life insurance, long-term care, long-term disability, and annuities, but we also support businesses with group health insurance and benefits. Beyond coverage, we help individuals and families use these tools strategically as part of a broader retirement and financial plan — so your protection and your future work together.

Do I have to decide right away?

Not at all. We believe in education first. We'll explain your options clearly so you can make decisions when you're ready — without pressure.

What if I already have a plan in place?

That’s perfectly fine. We can review your current plan to make sure it still meets your needs and identify any gaps or better options.

Can I include my spouse or family in the conversation?

Absolutely. In fact, we encourage it. These are important decisions, and having your loved ones involved ensures everyone’s on the same page.

What makes NLS different than other brokerages?

We were founded by a former police officer and are built on trust, service, and putting people first. We don’t just sell insurance — we guide, educate, and support you every step of the way.

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